Why DIY Estate Planning Still Fails

Frequently, we see television ads and hear talk of online “will kits” or software to produce estate planning documents. These kits are popular because they’re cheap. However, you risk subjecting your survivors to a bundle in legal fees to fix what are often useless documents. Companies like LegalZoom offer all kinds of documents, from creating… Read More »

The Importance of Setting Simple Goals

Whenever the holiday season is ending, many business owners often see a slowing of sales, fewer phone calls and emails, and fewer prospects walking through the door. Many of our business-owning clients choose to use this time to sit back and reflect on their successes or failures over the last year. Now is the best… Read More »

Do You Love your Pets more than your Kids?

Have you made plans for what happens to your “furry children” if you die or become incapacitated? Or are you just assuming someone will step in and give your animals the same level of care and attention that you do? Our clients love their pets! But sometimes they forget to do planning for their animals…. Read More »

Avoid Confusion in a Crisis with Proper Planning

You might be doing everything you can do to help your aging parents. Often these decisions fall to one child, while other siblings are out of the loop for reasons of distance or other responsibilities. In some families you try to work by consensus, and at the same time, respect your parents’ wishes. This can… Read More »

Divorce Means Separating Estate Plans

During the dissolution of a marriage, it’s easy for our clients to become overwhelmed with all the changes that are happening. They become focused on the immediate problem of dividing financial or property assets and forget about estate and retirement plans that were made in the event of a debilitating illness or death. It’s our… Read More »

Planning For Long-Term Care Costs

Many of our clients feel uncomfortable discussing the risk of running out of money should they require living in a nursing home. As advisors, it’s our responsibility to help you understand just how expensive long-term care is, and that failing to plan for it jeopardizes your senior years and possibly creates an enormous financial burden… Read More »

Third-Party Special Needs Trust helps care for loved ones

Caring for children is a full-time job, especially when that child has special needs. To provide for the child, one of the most helpful trusts we recommend for our clients is the Third-Party Special Needs Trust. Federal law specifically authorizes this trust, which can provide for your child without penalty. This means that creditors have… Read More »